GUIDE TO ACCEPTABLE ADVERSE CREDIT

Up to 95% loan to value (LTV) any adverse credit must be more than 4 years old and almost always satisfied with no further credit problems since.

Up to 85% we can accept some adverse credit in the last 36 months

Up to 75% adverse credit registered but does not always have to be satisfied can be in the last 24 months but very little in the last 12 months and none in the last 6 months

Up to 65% and 60% depends on the merits of the application but more adverse is acceptable at higher LTVs

Up to 50% we can accept quite a lot of past credit problems

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REMORTGAGES ONLY THOUGH. HOMEOWNERS NOT PURCHASERS